About Us

Joseph Cortis has been involved in the management of Cortis Group since 1988, holding the position of Chairman and Chief Executive Officer. In his role as CEO, Joseph Cortis was responsible for the strategy of Cortis Group and its growth. He actively participated as a member of various committees and councils such as the Federation of Industry Council, the Malta Chamber of Commerce, Enterprise and Industry, and the Malta Institute of Management.

He has been the CEO and Executive Chairman of the Board since CBC plc was incorporated in 2014. He first graduated in Business Management, followed by a Master of Business Administration degree from the prestigious Henley Business School at the University of Reading, UK and and M.Phil in Business Administration from the Maastricht University School of Business and Economics, the Netherlands.

Joseph M Formosa has had a 35 years career with the Bank of Valletta plc where he held various positions in financial control, asset and liability management, strategy, risk, marketing , mortgages and personal credit. He was Chairman of the bank’s Card Services company which was mainly responsible for the successful international programme called “Malta Welcomes Visa”. He also held the position of General Manager of Lohombus Bank Ltd (a joint venture between Mid-Med Bank Ltd and Bank of Valletta that specialized in home loans). When acquired by HSBC plc, Joseph was responsible for restructuring.

Joseph is a Fellow of the Chartered Institute of Marketing-UK, a Fellow of the Chartered Management Institute, holds a Certificate in Banking (Institute of Bankers-UK), Diploma in Insurance (The Chartered Insurance Institute-UK) and a Diploma Course in Law and Administration (University of Malta). He has completed awards in anti money laundering and financing of terrorism. Currently practicing as a financial and management consultant, and holds a number of non-executive positions on the board of directors of various companies and financial institutions in Malta.

Mrs Ellul was the CEO of Playmobil Malta up until September 2012, and after her retirement, she set up her own consultancy company, Advise Ltd. She is board member and chairperson of various local businesses. Mrs Ellul has held various posts on boards of both constituted bodies and governmental organisations. She served as Deputy Chairman of the Employment+ Training Corp. between 1990 and 1996 and was President of the Foundation for Human Resource Development from 1995 till 2003. She was also a member of the Council of the Malta Federation of industry (FOI) and was at various times on the Board of Malta Enterprise. She held the post of FOI Vice President for eight years and chaired various FOI committees and working groups. She was Governor of MCAST from the very beginning till 2013 and also board member of Air Malta. Under the previous government, she formed part of the Strategic Policy Unit of the Office of the Prime Minister.

Until March 2011, Ms Ellul was the first female President of the newly-merged Malta Chamber of Commerce, Enterprise and Industry. She has also been a trustee of the Richmond Foundation, board member of Em’1ower and of the BOV/Joseph Calleja Foundation, and President of the National Council of Women and the Rotary Club La Valette.

Dr Petramay Attard Cortis MD, DESAIC, MMEd (Dundee) is a third-generation family member of Cortis Group of Companies. Has been an active member of the Youth Family Council (YFC) since its inception in 2007, and has been the Chairperson of the YFC since 2017. Throughout almost twenty years, was involved in various aspects of the business including marketing; sales; social media; event management; customer relations; and business strategy.

Currently employed in the Malta Public Service as a Consultant Anaesthetist at Mater Dei Hospital. Has considerable experience with medical audit and quality improvement initiatives. Involved in course organization, course direction and teaching on a local and international level, with the University of Malta and the European Resuscitation Council. Has delivered lectures at many international congresses, and in 2016, won the prestigious Young Teaching Recognition Award awarded by the European Society of Anaesthesiology and Intensive Care (ESAIC).

Adriana Cutajar B.Com. (Hons)(Melit.), M.B.A. (ARU) is a third-generation family member of Cortis Group of Companies. Has been an active member of the Youth Family Council (YFC) for eight years, holding the YFC Chairperson role for two of these. Adriana held the position of marketing executive for the Cortis Group of Companies for two years.

Crystielle Farrugia Cortis B.A (Hons), P.G.C.E is a third-generation family member of Cortis Group of Companies. Has been an active member within the company’s Youth Family Council since its foundation in 2007, where she has been contributing to policy making, succession planning, corporate social responsibility, marketing, environmental, social and governance aspects. In the past, she was involved in the sales department of various business sectors within Cortis Group.